4-Point Inspection

A 4-Point Inspection is a kind of home inspection that is vital for getting your home insured from the top insurance companies. Florida is affected by hurricanes and thunderstorms on a regular basis, so the insurance companies, before insuring, have laid some guidelines for homes that are over 25 years old. For this reason, every home in the state of Florida should undergo 4-Point Inspection by a licensed inspector, engineer or contractor. The experts will follow all the guidelines while inspecting the home and prepare a report based on its condition. Depending on this report, the insurer will offer home insurance to the owners.

A 4-Point Inspection is a kind of home inspection that is vital for getting your home insured from the top insurance companies.

South Country Home Inspection is a licensed company that offers 4-Point Inspection services in the state of Florida. Whether it is a residential property or a commercial establishment, we provide inspection services and make you aware of the present conditions. We are a family-owned business which gives us an edge over other service providers. We utilize the latest tools and equipment to inspect your home in a comprehensive manner.

4-Point Inspection 

A 4-point inspection covers four major areas of your home. They are,

• Roof System
• Electrical System
• Plumbing System
• HVAC System – Heating, Ventilation and Air Conditioning

When the inspection is completed and the report is made, you will know about the condition and age of all these components in a home. It is eventually done to either renew an insurance policy or in case the insurer drops and cancels the policy.

Reasons To Get 4-Point Inspection

These days, insurance companies have become vigilant when it comes to renewing the home insurance. They are aware of the issues faced by many homeowners in the older homes. They become reluctant to insure a property because some of the problems in a home can be a liability for them, bringing loses when the homeowner claims for damages. For instance, if a home (more than 20 years old) has damaged electrical wiring, the homeowner can claim for damages (during the policy term) in case there is an accident due to faulty wiring. This can also be extended to the older roof, plumbing system or HVAC systems. If all these components are in a poor condition and need a replacement, they can greatly damage a home. Thus, the companies prefer 4-point inspection, thereby greatly reducing the losses.

If you are looking to get home insurance, we can assure you that we make a genuine and detailed report, making you aware of all the issues in a home. Our highly knowledgeable inspectors will include the details pertaining to the condition of most of the components within your home. We greatly emphasize customer satisfaction and so, provide guidance and support throughout the process.